Ask your books a question and get a straight answer — with the exact numbers behind it — in seconds. Riko reads your Tally and turns ledgers, invoices, and ageing into answers and next steps, in plain English — and posts to Tally only when you approve.
"Who owes me money?" Ask RikoLive from the books, as of Apr 2025 · 36,340 vouchers · 379 SKUs
Your single largest receivable · net ledger balance
13 transactions over the window
Real Tally data, real questions, and what Riko does with them.
Your data already lives in Tally. The problem was never storage — it was getting a straight answer out of it without exporting to Excel or waiting on your CA. Riko closes that gap.
The same ledger. A completely different relationship with it — conversational, grounded in your real numbers, and ready to take the next step.
Riko writes real SQL against your ledger, logs every query, and runs a hallucination check on each answer. If it isn't sure, it says so — and shows you the working.
GST reconciliation, ageing, TDS and Tally's own conventions are baked in — not bolted on. Riko is built around how Indian businesses actually keep their books.
Riko reads everything and writes only what you approve. Your books, your CA, and your workflow don't change. Riko sits on top, makes them answer questions, and posts only when you say yes.
No dashboards to configure, no reports to build. Open it and the day's most important numbers — and what to do about them — are already waiting.
Chat is the heart of Riko — but it's backed by purpose-built screens for the things owners and finance teams check most: cash, who owes you, what's in stock, and what hit the books today.
Ask anything about cash, compliance, growth, or operations — in plain English. Riko reads your Tally and GST data and answers with real numbers, not guesses.
Revenue, margin, cash, receivables and payables — current and re-scoped to any window. Plus "Riko noticed": the handful of things from this month's figures that actually deserve your attention.
Every receivable and payable, aged and prioritised. Riko spots who to chase, drafts the reminder, and sends it — then logs the payment when it lands.
Your full item master with quantities, valuation, and HSN — straight from the books. Riko flags dead stock and what needs attention so cash isn't trapped in inventory.
Receipts, payments, journals, sales, purchases — broken down by type and period, with an approval queue for entries waiting to be posted. The pulse of your books in one view.
Riko isn't another report. It's the difference between knowing a number and doing something with it — across the three things that keep owners up at night.
Riko surfaces who's overdue, prioritises by size and age, and sends polite reminders with a link to the customer's own ledger — so collection stops being a chore you forget.
Cash and bank on the dashboard, balance sheet and P&L one click away, and alerts when a month burns cash. You see it coming instead of discovering it on the 30th.
Reconcile GSTR-2B, catch cyclic and related-party transactions, and keep a filing-delay calendar — so notices don't arrive before you've noticed the problem yourself.
An AI that touches your finances has to earn trust differently. Here's what's running behind every answer Riko gives you.
Your entire voucher universe — headers, line items, ledger postings, bill-wise breakup, stock and GST — indexed and query-ready, keyed per company.
Every answer is validated after the fact — unmatched amounts, invented categories and data gaps are caught and flagged before they reach you.
Riko writes genuine SQL against your ledger and logs every statement with timing and row counts. Ask "show me the working" and it will.
Riko reads a synced copy of your books. Anything that writes to Tally waits for a person to confirm — or, on team plans, for a second person to approve — and is logged. Data is Mumbai-hosted and AES-256 encrypted.
The web app, the Android and iOS apps and WhatsApp share the same session and reasoning engine — so the answer on your phone matches the one on your screen, every time.
Beyond answering, Riko monitors KPIs, fires alerts on thresholds, remembers context across sessions, and can take approval-gated actions on your behalf.
No migration, no new accounting system, no training your team on yet another tool.
Install the lightweight connector. Riko syncs your books and GST data every few minutes — your Tally setup and your CA's workflow stay exactly as they are.
Open the web app and just ask. "What's my cash runway?" "Who owes me money?" "Reconcile March 2B.".
Send a reminder, generate a ledger link, get a morning brief, or let Riko flag what needs attention. The number becomes a next step, automatically.
Riko reads your books, then runs the job end to end — building the workpaper, pausing only when it needs your call, and filing the result. You stay in control; Riko does the typing.
Start a pack from your dashboard, on a schedule, or just by asking in chat.
Riko reads live Tally data, builds the workpaper, and traces every figure to source.
Anything ambiguous becomes a question in your queue — never a silent guess.
A finished XLSX, PDF, or shareable file — fully traceable, ready to send.
₹4.2L in 'Misc expenses' has no narration. In April you split this across freight & packaging.
25+ reports straight from Tally. Ask for a column, a period or a grouping and the table changes — the figures never come from the AI.
Partner-ready P&L, cash flow & variance commentary — closed in days, not weeks.
Ageing by party with the reminder queue prepared for one-tap approval.
2A/2B matched against your purchase register before the 20th, with input-tax-credit at risk flagged per vendor.
Statement vs books matched line by line; only genuine ambiguity reaches your queue.
The month-end checklist that knows what's still pending, per company.
Approval-gated by design — Riko proposes, you approve. See what each plan includes →
Per year, plus GST. 7-day free trial on every plan, the whole product, no card.
For one person running one Tally.
For an owner and the people who keep the books.
For CA firms, auditors and multi-branch businesses.
Enterprise — custom workflows, API access for lenders, dedicated deployment — on request. Compare every plan →
Riko sits on the Tally you already have. Who you are decides what you do with it.
Connect Tally, ask your first question, and see what Riko notices in your numbers — free, no card.
